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Posts Tagged ‘Financial Peace’

We needed to be in the car in two minutes, so I called up the stairs to my daughter and told her to come down. “I can’t. My hair is all tangled and I can’t get the tangles out!” she replied in tearful frustration. My daughter has gorgeous, thick, long hair (which is a mystery to me because if I put my hair in a ponytail, it could fit in one of her orthodontic rubber bands). We learned the hard way that if you don’t brush it thoroughly every single day, it will get tangled underneath. She’d been sick the week before, and had let go of her grooming routine while resting in bed, so the tangles didn’t come as a surprise to me. I rushed upstairs to see if I could help, but quickly realized that this problem would not be solved in two minutes. So I smoothed the top of her hair down over the tangles as best I could and took her to school.

Life can get tangled in all sorts of ways, can’t it? Like my daughter’s hair, tangles are often a result of procrastination that we try to brush over with pride, hoping no one will notice. We put off balancing the budget for a couple weeks, then suddenly realize that we’ve spent our whole grocery budget and it’s only half-way through the month. So we start pulling money from other funds to cover our tracks, and tell the kids there’s no money for clothes or activities, when the truth is that there was money set aside but we spent it on impulse buys at the grocery store. Pride keeps us from dealing with the tangle, so we keep repeating the behavior and the tangle grows.

Or perhaps it’s our health that’s all tangled to the point of crisis. Pride makes us put off going to the dentist or taking care of that issue that’s been nagging at us because we don’t want to be scolded by a doctor for our failures or told to do something unpleasant. I finally took our dog to the vet last week because his ears smelled so disgusting that we couldn’t stand to have him in the same room with us. I initially put off taking him to the vet for financial reasons; when you’re barely scraping by, you don’t have $265 to spend on a dog. But even after our financial situation improved, I still put off taking him to the vet because I knew they would point out all the ways in which we have failed to take good care of him (and there are many). So our poor dog got tangled up in my pride and has probably had infected ears for years.

The thing about tangles is that they rarely just affect us. Other people get caught in our tangles when we keep ignoring the effects of our procrastination and pride. My son was almost late to school because of the extra time we spent trying to deal with my daughter’s hair. If the police had been watching for speeders that day, I would have been issued a ticket as I raced my kids to school. Our tangles rarely affect us alone. Even if we think we’re the only ones aware of our hidden tangles, the fact that something is wrong underneath will eventually affect our actions and attitudes in other areas and spill over into our relationships. After school, when I asked my daughter how her day was, she said it had been as bad as her hair that morning. It was time to deal with the tangle.

When we got home from school, I got out her comb and some conditioner, then sat her down in front of the fireplace and started working through the tangles while she watched a favorite show. As I wrestled with those tangles, I discovered they were matted with grime that had been missed in the shower. The only way to get the tangles out was to wash them. So I drew a bubble bath for her while she put on her swimsuit (because 13-year-old girls are the most modest people on the planet).

I lit a candle on the edge of the tub, and watched her slowly relax in the warm water as I washed and gently combed her hair. We talked about how I used bathe her when she was little, and as the memories of childhood washed over her, her spirits began to lift. After she dried off, I gave her a snack to eat while I braided her hair so it wouldn’t be dripping wet when we went to an appointment. Her entire countenance changed after that, and for the rest of the day she was joyful and content.

God spoke so powerfully to me through that experience, allowing me to give my daughter the gift of untangling that my Heavenly Father offers me when I bring him my mess. Sometimes it’s my circumstances that are a mess of procrastination entangled with pride, but sometimes the tangles are in my mind. Yesterday, God invited me to sit by the fireplace while he combed through the tangled mess of my views regarding food and their relationship to my health. It had not only entangled me, but my family and finances, and had grown into a twisted mess of controlling behaviors and slavery to food. In frustration, I cried out to God to fix what I could not seem to fix on my own. He gently separated out each strand of lies I’d believed that had been tangled with the truth in my mind, and washed them out with my tears of repentance and his healing balm of truth from the Scriptures.

God then invited me to choose whatever food I wanted to eat – not what I felt like I should eat, but what I really wanted to eat. While I ate, he began the process of retraining my thinking, much in the same way I’d trained my daughter’s hair into a braid. He would pull at one section of my long-held beliefs until we got to the root of it, then guide me to the truth. We traced many of my tangles back to my mother’s breast cancer when I was 5 years old. The truth that food is correlated to health was deeply entangled with the lie that by eating the “right” foods I can control my health (and the health of my family), which was also tangled with fear of what will happen if I don’t.

I was entangled in the belief that I must eat whatever “experts” say is healthy and avoid what isn’t – which we all know changes from week to week – so that I would not get cancer like my mom. But as God pulled on those strands, he shaped my thinking to reflect the truth that it was because of her cancer that she cried out to God and asked him for a sign if she would live to see her girls graduate from high school. The sign she asked for was a phone call from someone who had never called before. That person called within minutes. This story became not only a building block in my mom’s faith, but part of the bedrock of my belief that God hears and answers prayer. Where would my faith be without my mom’s cancer testimony? Where would my children’s faith be without my firm faith in God? My mother survived the cancer she had when she was 37, and went on to live another 37 years. If God was gracious to her in her weakness, will he not also be gracious to me if I should have to walk down that road?

Just as the memory of my lifelong care for her lifted my daughter’s spirits, and her braid kept her hair from tangling, training my mind to remember God’s constant provision for me and his promise to never leave me is what will keep me in perfect peace and protect my mind from getting tangled again.

I don’t know what tangles have come to your mind as you’ve been reading my story, but I know who is equipped to gently comb through them. God does not shame us when we come to him with our tangled mess. He says, “Oh child, come to me and rest awhile. Let me help you comb through this and be free.” We may cry a few tears because sometimes the tangles are painful to remove. Sometimes there is sin that must be washed out by Jesus’ blood that was shed for our sins, and it might take a lot of combing to remove the lies that led to our mess, but God’s discipline always brings healing and restoration when we cooperate with him. There is no tangle he cannot untangle.

I have heard Israel saying, “You disciplined me severely, like a calf that needs training for the yoke. Turn me again to you and restore me, for you alone are the Lord my God. I turned away from God, but then I was sorry. I kicked myself for my stupidity! I was thoroughly ashamed of all I did in my younger days.”

“Is not Israel still my son, my darling child?” says the Lord. I often have to punish him, but I still love him. That’s why I long for him and surely will have mercy on him.” – Jeremiah 31:18-20

Just as surely as God has been disciplining his children and restoring them with love and mercy since the beginning of time, God will have compassion on all those who bring their tangles to him. Come home, child, and be set free.

No more tangles!

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I recently wrote about my experience of struggling to feed my growing kids on the expensive gluten free diet, and how my way of making ends meet was to give my food to my son. However, God had demonstrated time and time again that he is able to meet my needs, so why did I respond in this way? I think we all have blind spots in our lives. We see so clearly in some areas and are able to quickly see the error of our ways, but other broken ways may be so ingrained because of our personality and upbringing that we fail to notice how we’re sabotaging ourselves.

Jesus said that he is the light of the world. “If you follow me, you won’t have to walk in darkness, because you will have the light that leads to life” (John 8:12). We all have dark places where brokenness has not been mended and false beliefs have not been exposed to the truth. The truth that Jesus had to bring to light in order for my mind to be mended is this:

God does not ask me to do for him or others what he has not already done for me.

And this same God who takes care of me will supply all your needs from his glorious riches, which have been given to us in Christ Jesus. – Philippians 4:19

This principle of provision can be found over and over throughout the Scriptures. God promises his provision, then lays out his instructions for how we are to live in response as we trust him to provide for us. In the old covenant, God promised the provision of land, blessing, and his very presence to the Israelites, then laid out instructions for how his people should live in response to God as their provider and deliverer. The law was given to guide them to right living so they would learn how to relate to one another and to God, with reverence and obedience.

The law was our guardian until Christ came; it protected us until we could be made right with God through faith. – Galatians 3:24

The law trained the Israelites to consider God in every aspect of their lives, right down to what they ate and how they dressed. God wanted to be at the very center of everything they did so that they would seek him in everything they did. While God promised blessings for obedience, it was never their obedience to the law that made them prosper; it was God’s choice to prosper them because he chose to bless them and eventually bless all nations through them (in the person of Jesus, a Jew). Their obedience to the law was meant to show their dependence on God so that the nation of Israel would be an example through whom God would demonstrate to the surrounding nations that all power belongs to God and all provision comes from God.

God wanted to bless Israel and prove his might to other nations by enabling them to do in 6 days what others did in 7, so he instructed them to observe a Sabbath day of rest. God wanted to bless Israel and demonstrate his power of provision to other nations by showering them with abundant blessings as they gave back to God their tithe and lived off of 90% of their income. God’s instructions to us are not difficult to follow when we understand that he purposely positions us to be weak so that he can demonstrate his strength! He doesn’t ask us to tithe or rest in order to earn a blessing; he does it because we need opportunities to bear witness to God’s power and provision.

The self-sufficient person has no need of God, which is why there are so many Scriptures warning of the dangers of wealth. But to those who need God, he shows up with the promise of provision. Sometimes the provision is obvious ahead of time, and sometimes we don’t see it until after we respond to God out of faith in him as our provider. Our example for this kind of belief is Abraham, who was willing to sacrifice his son whom God had promised would be his heir, believing that God could bring him back to life.

God chose Abraham to bless and become the father of the nation of Israel because Abraham believed God when God made crazy, huge promises that wouldn’t be fulfilled in Abraham’s lifetime. Because of Abraham’s belief that God would do what he said he would do, God declared him righteous (Romans 4). The law wasn’t given until 430 years later to his descendants. Abraham did not have the law to make him righteous; he had belief. Just as God declared Abraham righteous because of his belief, we are made righteous by God through belief in Christ.

God sent Jesus to perfectly fulfill the law as both God and human, to show us how the law was supposed to be lived out, and provide both a model and means to right living. Through Jesus’ obedient life, death and resurrection, God made a provision for the requirements of the law to be fulfilled and internalized through the gift of the Holy Spirit. Christ fulfilled both ends of the old covenant, paying our penalty on the cross, and providing a way for us to be made right with God. Our entry point into this blessing and provision is the same as Abraham’s: belief.

Why is this such a big deal? Because if we are trying to earn God’s favor by following rules and working hard at acting righteous, we miss the whole point of God’s gift of salvation through Jesus. We’re making our walk with God all about us and what we do for God, instead of focusing on God and what he wants to do for us, in us, and through us as we respond to him with grateful hearts. We sometimes act like God hands us an empty bucket and asks us to fill it for him, when the opposite is true. He asks us to believe by faith that he has filled our bucket with living water that will never run dry (John 7:37-39).

God does not ask us to perfectly follow a set of rules in order to be saved. He asks us to believe that Jesus has provided all we need for salvation and a holy life. God doesn’t ask us to just do our best to make ends meet and dig ourselves out of the financial messes we’re in, he invites us into a relationship of dependency on him so that he can demonstrate his love and provision for us. Everything God asks us to do is in response to the provision he has already made for us to do it.

For God is working in you, giving you the desire and the power to do what pleases him. – Philippians 2:13

We so often fail to realize that the very desire we have to obey comes from God. Without God, we are selfish and destructive. However, when God gives us a desire to obey, he also provides the means for our obedience. He equips us to do every good work he asks us to do. God does not ask us to give from our poverty, but from trust in his abundance.

Shortly before his crucifixion, Jesus knealt down to wash his disciples’ feet. He told them,

Unless I wash you, you won’t belong to me. – John 13:8

Later, he tells them to go and do likewise. First, he models what God wants us to do. He then sends the Holy Spirit to equip his followers to do what he does. Every word of instruction in the Bible is preceded by the provision of God to do it. Church, we’ve got to move past this age-old idea that righteousness is something we do for God. Righteousness is the fruit of the Holy Spirit’s work in our lives as we yield to him. It is what God does in us as we believe in Jesus and remain in him. Yes, we need to obey, but it is not to earn God’s favor; it should be in response to God’s promise that he will supply all our needs if we just seek a relationship with him and trust in his provision (Matthew 6:31-33).

Oh friends, if we only knew how great and mighty is our God! Most of us come to church expecting to confront our list of sins over the past week, and be admonished to work harder and be better Christians. But what if the only sin God wants to confront is the sin of our unbelief?

Jesus told them, “This is the only work God wants from you: Believe in the one he has sent.” – John 6:29

What if we really believed that the God of the Bible is the same God today? What if our actions stemmed from the belief that God has provided everything we need through the Scriptures, the example of Christ and the work he accomplished on the cross, and the power of the Holy Spirit to guide and equip us for all good works? If we believe God supplies the provision to do whatever he asks us to do, then when the Holy Spirit whispers, “Give that homeless man $10,” we can obediently respond, “Thank you, God, for providing enough to meet my needs and the needs of others.” When we find ourselves struggling with anger, instead of berating ourselves for our failure to overcome a feeling, we simply respond, “Thank you, God, for creating me with emotions. Thank you for providing a way through Jesus and the gift of the Holy Spirit to keep me from sinning in my anger. Thank you for your forgiveness that enables me to forgive those who sin against me.” Do you see how confidence in God’s provision can be life-changing?

All we need for a life of godliness is belief that God is God, and that he will provide the means for our obedience to do whatever he asks us to do. We just need to pray for discernment to know how God would have us respond to the situations we face. Again, God has already provided the means for discernment through the Holy Spirit (John 16:13). We can confidently pray the promise from Psalm 32:8, trusting God to guide us along the path he has set out for us.

I will instruct you and teach you in the way you should go; I will counsel you with my loving eye on you.

When Jesus shines his light on the dark places of our lives, and we respond, “I believe! Help me overcome my unbelief,” he is able to change those ingrained patterns of thought and behavior that lead to destruction. Jesus never shames us in our brokenness, but simply invites us to come and be healed. He is our provider, and nothing can separate us from his love.

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I have mixed emotions as I write my first financial post in several years. On the one hand, I’m excited to share the good news of God’s miraculous financial provision for our family, and how he’s been setting us free from bondage to financial strongholds. On the other hand, my heart is heavy for those who are under a burden of guilt and shame due to debt. If that’s you, please know that God does not condemn you and neither do I (Romans 8). God has a plan for debt forgiveness, and his name is Jesus Christ! If you believe God only cares about your spiritual debt and not your physical debt, then please read on as I share with you some truths from scripture that have set me free, and the testimony of how I have put God’s Word to the test in my life.

Let me also say up front that this is not a “get your finances in order” pep talk, either. Some of you may be so far in debt that you could work hard with “gazelle intensity,” saving every penny, and never get ahead of it unless God miraculously intervenes. Well, what if I told you that God still does miraculous interventions! God’s grace is sufficient for you, as it was for us in the years after my husband finally got a job, when we were desperately trying to rebuild our finances after draining every penny of our savings while my husband was unemployed for 18 months. It seemed like every time we got a little saved up something would come up, like needing to replace the furnace or a car, and our savings would get used up. So I know how discouraging it is when you’re trying to make good financial choices and you just can’t catch a break. During that season, however, God was teaching me 2 things:

  1. Be thankful that God has provided us with the means to pay for the things we need, and don’t stress about spending savings on actual needs. The God who provided it yesterday, will provide today and tomorrow.
  2. How I view God when my finances are tight reveals my level of faith and whether or not I believe he is a good God.

I remember when our freezer, which came with our first house and was so old I’ve never heard of the brand, finally gave out right at a time when I’d been losing weight and desperately needed to replace my wardrobe. I fell to my knees in my closet, sobbing because once again, a house need was going to take priority over my needs. I said, “God, I guess you just don’t want me to have new clothes.” I’ll never forget his response: “Why would you think that?” It set off a cascade of conversations with my husband as we wrestled with whether or not we really believed that God desired good things for us. We’d grown up in the church hearing all about how we are to give sacrificially to those less fortunate, but honestly didn’t know how God felt about our wants and needs. (Dave Ramsey’s book, The Legacy Journey, was immensely helpful in sorting out what is biblical truth and what has been twisted in order to guilt Christians into giving. If you were taught to believe that money is evil and God doesn’t want Christians to have it, I highly recommend reading it.)

During those years of savings slipping through our fingers due to large repair bills, God had asked me to surrender a dream our family had to go to Disney World. I honestly felt like it was a rebuke for having such a worldly desire. I let it go, and we had many wonderful – but much less expensive – family vacations during those lean years. I finally reached the decision that I would believe that God is for me (Romans 8:31), and desires to bless me both spiritually and physically as I obey him (Luke 6:38), even when it felt like the world was against me financially. Shortly after this turning point in my relationship with God, my in-laws decided to take all of my husband’s family to – you guessed it – Disney World!

A hug from Tigger was a hug from Jesus that precious day which cost us nothing.

When God said no to my desire, it was not a rebuke for having a desire to enjoy a once-in-a-lifetime trip with my kids; it was because he was going to bless me by providing it FOR me through someone else! Why is it so hard to believe that God is for us and wants to bless us? Why do we believe that God is like a parent who takes his child to a candy store, then chastises him for wanting a piece? In Matthew 7:11 Jesus said,

If you, then, though you are evil, know how to give good gifts to your children, how much more will your Father in heaven give good gifts to those who ask him!

God is a good Father. Perhaps your father made you feel like your needs weren’t important, or that you were foolish for wanting the things you wanted. God is a Father who blesses his children. That may be hard to believe because we see so much suffering in the world, but if you look at his relationship with those he called his own (Abraham, Isaac, Jacob/Israel and the Children of Israel) you will see a God who blesses and provides. Open God’s Word and you will find stories of manna and provision in the wilderness for 40 years, then whole cities delivered into the hands of his chosen people so that they didn’t even have to build houses when they came out of the desert! You will find a story of a widow whose husband was in debt, and the debt collectors were about to take her sons, so she cried out to the Prophet Elisha for help. God miraculously paid her debt and provided for her and her sons by multiplying oil in jars for her to sell (2 Kings 4). If God cared about delivering her from her debt, why don’t you think he cares about yours? 

The enemy has created so much confusion concerning money. In America, we have this idea that debt is just a part of life, so instead of turning to God and asking him to provide for our needs, which is exactly what he instructed his people to do, we turn to Visa.

This is what the LORD says: “Stop at the crossroads and look around. Ask for the old, godly way, and walk in it. Travel its path, and you will find rest for your souls. But you reply, ‘No, that’s not the road we want!’ – Jeremiah 6:16

Easy credit seems like a friend in an emergency, but turns out to be an enemy that enslaves us (Proverbs 22:7). When we awaken in the trap, instead of approaching “God’s throne of grace with confidence, so that we may receive mercy and find grace to help us in our time of need” (Hebrews 4:16), we submit to guilt and shame and cover our debt with more debt. The enemy heaps so much guilt and shame on those who are burdened by debt, that we wrongly assume God is disgusted with us when we make a mistake. Like Adam and Eve we hide from God – the One who could set us free from this negative cycle of bondage.

But God does not want us to be staggering under the burden of debt. He intends for us to be generous givers as he gives generously to us. God’s intended cycle of financial blessing is outlined in 2 Cor. 9:

God will generously provide all you need. Then you will always have everything you need and plenty left over to share with others…God is the one who provides seed for the farmer and then bread to eat. In the same way, he will provide and increase your resources and then produce a great harvest of generosity in you. Yes, you will be enriched in every way so that you can always be generous (emphasis mine). And when we take your gifts to those who need them, they will thank God. So two good things will result from this ministry of giving—the needs of the believers…will be met, and they will joyfully express their thanks to God.

It is God’s plan to “generously provide all you need,” so if you have a scarcity stronghold like I did, and believe that you must stock up on every good deal that comes your way because it might not come around again, memorize this verse and repeat it every time you go to the store. God does not give sparingly. He will not only meet your needs, but give you enough to share with others. I can’t tell you how many times God provided just what I needed for the exact amount of money I had, time and time again. When we were in the middle of our long season of unemployment, with no end in sight, I needed to replace some worn out clothes for my kids and only had $2. I was going to head to the thrift store, but something came up and I had to put it off until the next day. When I arrived at the store the next day I discovered that it was $2 day, when you could buy everything you could fit into a big trash bag for just $2. I not only found what I needed for my kids, I found some things for myself, as well. God interrupted my original plan because he wanted to generously provide for not just my kids’ needs, but mine! When my kids outgrow their clothes, we pass them along to others who can use them so that, according to the verses above, we can help meet the needs of others which will cause them to give praise back to God.

That’s the cycle God intended: He provides the “seed” and “bread,” gives us a generous amount and a generous spirit, then we thank him for it and share it with others so they will also return thanks to God. However, in modern America the cycle has broken down. First, we’ve forgotten that every good and perfect gift comes from the Father (James 1:17). We don’t trust our Heavenly Father to provide for us, even though Jesus promised that if we would seek him first in everything, he would take care of all our physical needs (Matthew 6:25-34). Unfortunately, when we try to take more than he gives, we end up borrowing to finance it. One of the many blessings God promised his people in his covenant is that if they would obey him, The Lord will open the heavens, the storehouse of his bounty, to send rain on your land in season and to bless all the work of your hands. You will lend to many nations but will borrow from none” (Deut. 28:12). God’s blessing is for his people to be lenders, not borrowers, but we’ve got it backwards in this country. We think it’s a blessing to borrow because it enables us to have whatever we want right now. However, we can’t give generously when we are in debt, so the cycle breaks down. To get back into the cycle of faith, we need to first believe that God is good, and trust him to meet our needs. I know it’s hard when you are poor – believe me, friend, I’ve been there – but God has never failed to provide for my needs, and he will meet yours. Ask him!

The other place where God’s blessing cycle gets interrupted is when we start experiencing financial success and look around like King Nebuchadnezzar, exclaiming, “I, by my own mighty power, have built this beautiful city.” (Read the rest of Daniel 4 to see what God had to say about that and how he humbled this mighty king!) Folks, can we be real and just admit that we have a tendency to blame God for the suffering in our lives, while giving ourselves all the credit when things are going well? God will not share his glory with anyone else, which is why he commanded us to have no other gods before him. He’s not going to abundantly bless us if we give ourselves all the glory for it and hoard it (Luke 12:16-21).

It is not wrong to have money and enjoy God’s blessings. God gives good gifts to his children for our enjoyment (Jeremiah 31:12)! But when God blesses us – no matter how small a thing – we need to develop the habit of giving him praise. When our finances were tight, I would praise God for a $1 off coupon. But you know what? I developed the mindset that God was providing for all my needs – and he was! I could be totally wrong, but sometimes I think God delights in blessing me with little things financially – a good bargain here, a freebee there – because he gets a kick out of knowing that I will praise him for ALL of it. And when we share with others in need, they praise God too. That’s how the church is supposed to be encouraged and built up. We sometimes blame God for the failings of the church, but his desires and plans are perfect.

We know this on a gut level, but it is hard to live God’s way in a materialistic culture that bombards us with constant messages that we need this or that to be happy, and we can easily finance it with debt. Advertisers prey on our fears (of missing out, not being accepted, not having enough because we passed up a sale, etc.), which is why we need God’s perfect love to cast out our fear (1 John 4:18) and replace it with the fruit of the Spirit in order to have self-control. The Apostle Paul said,

 I know what it is to be in need, and I know what it is to have plenty. I have learned the secret of being content in any and every situation, whether well fed or hungry, whether living in plenty or in want. I can do all this through him who gives me strength. (Philippians 4:12-13)

We can’t do this on our own. We need God to set us free from financial strongholds, and we need the Holy Spirit to fill us with the strength to be content with whatever God has provided. This is, I believe, why the spiritual discipline of tithing is so important. By giving God 10% of our income, we stand up to the enemy’s lie that we can’t rely on God to take care of us, and we practice self-control as God gives us the strength to be content living beneath our means. It’s not about the church needing our money; it’s about God wanting us to trust him to meet our needs and satisfy our desires. God not only asks us to tithe, he invites us to test him and believe that he will bless us if we do!

Bring the whole tithe into the storehouse, that there may be food in my house. Test me in this,” says the LORD Almighty, “and see if I will not throw open the floodgates of heaven and pour out so much blessing that there will not be room enough to store it. (Malachi 3:10)

So we did. When my husband was unemployed, his $1200/month unemployment check didn’t even cover half of our living expenses. But we tithed $120 every month anyway. We never missed a meal or a bill payment. We always had clothes. We never carried a balance on a credit card. For 18 months we didn’t get sick and our cars didn’t break down. I don’t know how our savings stretched, but God made it stretch. Even though our budget was painfully tight, God met ALL our needs. Not only that, God miraculously doubled my husband’s income over the past summer, which replaced that lost savings we’d had to live on – glory to God! We used the extra money to pay down our second mortgage because we agree with God that debt is not his plan for us. Paying down debt directly challenged my stronghold of scarcity because I wanted to build up our savings for my security, but trusting in God instead of a savings account has given us victory over the enemy in this area, and that has led to victory in other areas, as well. We could not pay off debt on our own without God’s help, but as we have yielded our finances to God, he has stepped in to provide what we cannot. I believe that as we are faithful to both enjoy and steward what he gives us, he will bless us with more so we can be lenders instead of borrowers (Matt. 25:14-30). And I believe God wants to do this for you, too!

Friends, it’s time for financial freedom. I don’t just mean getting our finances in order and getting out of debt, but allowing the grace and forgiveness of God to wash over us and set us free from bondage to shame. There is no pit you’ve dug for yourself that is so big that God cannot make a way out! Yes, we must repent, but we also need God to deliver us from financial mental strongholds. It doesn’t matter how many times you’ve studied the Financial Peace program or put a budget on paper if you have a spending addiction or scarcity stronghold that prevents you from following through. We need to know that our battle is not just with our flesh, but there can be spiritual – and even generational – strongholds surrounding how we spend money. (Families can pass down strongholds of spending addiction that leads to debt, or there can be a scarcity stronghold that leads to hoarding or a refusal to bless children.) The good news is that God has given us divine power to tear down strongholds in Jesus name, and take captive every thought – and spending habit – to make it obedient to Christ (2 Cor. 10:4-5).

If you would like God to set you free from money-related strongholds and get back into the cycle of blessing, I invite you to allow God to deliver and restore you as he has been restoring me. God can renew our minds and change the way we think, setting us free from old habits (Romans 12:2). This is how God is teaching me to bring strongholds to him:

  • First, we must acknowledge before God that we need his help to bind whatever has bound us. In order for deliverance to take place, we need to ask God to reveal any areas where we are in bondage and when we first were taken captive by this stronghold. Who spoke a lie over us or taught us in this way?
  • Feel the feelings you felt at that time. Did you feel fear that you wouldn’t have enough? Did you feel jealousy that someone had more than you? Did you feel shame when you were taught that money is evil and God wants Christians to be poor, or that having wants is wrong? Allow the emotions connected to that experience to emerge, and ask God to cleanse and heal your emotional wounds.
  • Receive God’s forgiveness to you for your part in agreeing with the lie or fear and acting on it. Then forgive and ask Jesus’s forgiveness to flow through you to whoever else was involved in the beginning and perpetuation of this stronghold. Allow God’s forgiveness to flow through you to others until you feel at peace. If you need to forgive God because you feel like he let you or your family down, then do that. Don’t get hung up on theology – if you’re mad at God, forgive him. If you need to forgive yourself, do that. Until we forgive ALL our debtors – those who have wronged us – we leave the door open to torment by the enemy (Matt. 18:34-35). In order to close the door to shame, we MUST forgive as Christ forgave us.
  • Renounce the lie you have believed out loud, if there is one. (Say, “I no longer believe that I have to hoard things,” or “I no longer believe that I must buy things beyond my budget in order to be happy.”) Then ask God to replace the lie with scriptural truth, which is how God renews our minds. Say aloud, “I am not controlled by my sinful nature. I am controlled by the Spirit of God. I have no obligation to do what my sinful nature urges me to do because I am a child of God” (Romans 8:9-16). Rebuke the stronghold of scarcity by saying, “I believe that my God will meet all my needs” (Phil. 4:19). Stand firm against the strongholds of spending and hoarding addictions by proclaiming, “God has not given me a spirit of fear, but of power, love, and self-discipline” (1 Timothy 1:7). Meditate on these scriptures and whichever ones the Holy Spirit brings to your mind every time you go shopping, and see what God will do!

God’s grace abounds toward you and me. It is God’s plan to bless his children, and he will restore you as you daily walk with him and renew your mind with the Word of God. This is how he restored me. If you don’t know where to start, print out the verses I’ve linked in this post and pray over them, yielding to the Holy Spirit, and allowing God to change you from the inside out. According to 1 Thessalonians 5:23-24, God is able to keep you blameless, and he will do it!

Return to the Lord your God,
    for he is merciful and compassionate,
slow to get angry and filled with unfailing love.
    He is eager to relent and not punish. (Joel 2:13)

Jesus paid our debts on the cross to set us free from paying the wages of sin and death. The gift of God is abundant life, and you can take that to the bank!

 

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